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Kimberly Rotter

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format. 

Kimberly is a bankruptcy survivor who now owns property, a business, and investments, and volunteers as a financial coach. She’s also on the board of the Financial Writers Society, the only international community of writers with high-level expertise in financial niche topics. 

“It doesn’t matter how old you are or what your situation is. If you can count your change at the cash register, you’re capable of reaching a higher level of financial wellness. If you can’t count your change, I’ll show you how.”

Areas of financial expertise

  • Credit

  • Mortgages

  • Personal finance

  • Loans

  • Credit cards

  • Term life insurance

  • Small business

  • Budgeting


  • Master's Certificate, Financial Counseling, MCC Nebraska

  • Master's Certificate, Instructional Design, San Diego State University

  • Master of Business Administration, San Diego State University


Senior editor and financial educator

Licenses and certifications

Accredited Financial Counselor®, AFCPE®

You should know

Kimberly has been a writer/editor for her entire adult life. Her favorite projects outside the world of finance have been developing training programs for the U.S. military and writing a Harvard case study on bringing Internet connectivity to remote villages in India. 

She is a homeschool parent and advocates scheduling work around family, not the other way around.

Kimberly Rotter articles

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