Author,Reviewer
Kimberly Rotter
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
Kimberly is a bankruptcy survivor who now owns property, a business, and investments, and volunteers as a financial coach. She’s also on the board of the Financial Writers Society, the only international community of writers with high-level expertise in financial niche topics.
“It doesn’t matter how old you are or what your situation is. If you can count your change at the cash register, you’re capable of reaching a higher level of financial wellness. If you can’t count your change, I’ll show you how.”
Areas of financial expertise
Credit
Mortgages
Personal finance
Loans
Credit cards
Term life insurance
Small business
Budgeting
Education
Master's Certificate, Financial Counseling, MCC Nebraska
Master's Certificate, Instructional Design, San Diego State University
Master of Business Administration, San Diego State University
Title
Senior editor and financial educator
Licenses and certifications
Accredited Financial Counselor®, AFCPE®
You should know
Kimberly has been a writer/editor for her entire adult life. Her favorite projects outside the world of finance have been developing training programs for the U.S. military and writing a Harvard case study on bringing Internet connectivity to remote villages in India.
She is a homeschool parent and advocates scheduling work around family, not the other way around.
Kimberly Rotter articles
From money stress to financial success: Practical ways to conquer your debt.
Break down credit score misconceptions and boost your financial savvy. Find out what’s fact and what’s fiction.
A loan could be good debt or bad. We’ll explain how to spot the difference. Get more debt fundamentals here.
Debt consolidation could help you slay your debt. Be well prepared to get the best results.
The principal of a loan is the amount of money you still owe, and understanding it could help you pay it down faster.