TP

TrustScore 4.8 / 5

$3.5 Billion+

in acceleration loans to members

1.5 months

average time to finish debt relief1

ELIGIBLE MEMBERS INVITED ONLY

Put debt relief on fast-forward

speed-emblem.svg

Speed up debt relief

End your debt relief program within a few short weeks once approved.2

consolidate-emblem.svg

Consolidate enrolled debt

Simplify your debt with an affordable, fixed-rate consolidation loan.3

move-foward-emblem.svg

Move finances forward

Take control of your debt and meet your financial goals sooner.

HOW IT WORKS

3 steps to accelerate your debt relief program

mobile-img-1@2x.jpg
desktop-chat-1@2x.png
mobile-img-2@2x.jpg
desktop-chat-2@2x.png
mobile-img-3@2x.jpg
desktop-chat-3@2x.png

MEMBER STORIES

We had Wanda’s back


“Achieve was easy to work with...it makes you feel so good that you have someone out there that can help.”

– Wanda A., Achieve member4


Total debt consolidated

$15,829

Debts consolidated

5

Time to debt-free

1 month

Member since

2020

ACCELERATION LOAN BASICS

How does an Achieve Acceleration Loan work?


How do I qualify for an acceleration loan?

An acceleration loan is an invitation-only loan for eligible members who are currently enrolled in select debt relief programs. To be invited to apply for a loan, you must demonstrate an ability to make consistent deposits in your debt relief program account, in addition to other factors.


How do I apply for an acceleration loan?

Here’s how to apply for an acceleration loan:

card-badge-image-secondary-icon
card-badge-image-alignment-icon

Apply with a Loan Consultant

After a Loan Consultant contacts you to discuss your loan option, we will offer you a loan application and guide you through the process.

card-badge-image-secondary-icon
card-badge-image-alignment-icon

Get a decision in 1-3 business days

Once you complete the application and submit any required documents, we will review your application over the next 1-3 business days and determine if you qualify for a loan.

card-badge-image-secondary-icon
card-badge-image-alignment-icon

Review your loan offer

If you're approved, a Loan Consultant will contact you with your loan offer that has a rate and term customized to fit your financial situation.

card-badge-image-secondary-icon
card-badge-image-alignment-icon

Accept your offer

Congrats! All you have to do is accept the offer to start funding your loan.

card-badge-image-secondary-icon
card-badge-image-alignment-icon

Pay outstanding debt with loan

We’ll contact your debt relief provider and work with them to accelerate your debt relief program and consolidate your debt in 1.5 months on average after you sign the loan offer.


Why should I apply for an acceleration loan?

If approved for an acceleration loan, your Loan Consultant will help you understand how the loan works alongside your debt relief program, and help you evaluate whether a loan is right for your situation.

 

There are many benefits to an acceleration loan, but here are a few:

table-icon-image

Benefits

Complete your debt relief program early

Consolidate your enrolled debt into one fixed-rate loan

Consistent monthly payment, no prepayment penalty

Stop creditor collection calls

Apply for a loan at no cost and with no obligation

Acceleration Loan FAQs

There are no penalties for paying off your loan early. And since our acceleration loans have fixed rates, your rate will never increase during the life of the loan.

Even if you have bad credit, you could be eligible for an acceleration loan. Credit score is not a major factor that we consider when deciding who is eligible for an acceleration loan. However, your commitment to your debt relief program is an important consideration in determining eligibility to apply.

With an acceleration loan, the proceeds are provided to fund your debt relief program and accelerate the negotiation and settlement process. After that, your debt relief program is complete, and your payments for that program will end. Finally, you’ll begin making payments for your acceleration loan instead.

At Achieve, we’re always moving you forward