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All estimates for Achieve Debt Relief’s services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all Achieve Debt Relief clients are able to complete their program for various reasons, including their ability to save sufficient funds. Achieve Debt Relief does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Achieve Debt Relief does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Achieve Debt Relief’s services are not available in all states, including New Jersey, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt relief. Read and understand all program materials prior to enrollment. The use of Achieve Debt Relief services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements Achieve Debt Relief obtained on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.