The benefits your clients want most
6 ways our HELOC delivers more for your clients¹
Low, competitive APRs
Interest rates that stay fixed from start to finish
$25K to $700K loan amounts
High limits for larger home equity borrowing needs
600+ credit score minimums
Accessible credit standards for more qualified borrowers
10, 15, 20, or 30-year terms
Flexible repayment options to fit different financial goals
5-year fixed-rate draw period
Convenient draw period to borrow, pay down, and re-borrow as needed at the same rate during both periods
No prepayment penalties
No variable-rate payment shock or balloon payments
Achieve Pro vs. the others
How our simpler, smarter HELOC stacks up against the rest
Achieve Pro HELOC
The others
Product structure
Fixed rate with a 5-year draw
Adjustable rate with interest-only periods
Income verification
1-year history
2-year history
Credit score
600 minimum
640-660 minimum
Debt-to-income
Up to 50% DTI
Strict DTI requirements
Collateral / appraisal
Digital, automated appraisal for loan amounts < $400k
Expensive, slow on-site appraisal
Title insurance
Lower-cost short-form title search, with errors and omissions insurance
Higher-cost, extensive title search
What makes our HELOC simpler
Features that help you sell faster and with less friction
Fixed-rate stability meets line-of-credit flexibility, with a 5-year draw period at a fixed rate and no prepayment penalties.
Consolidating unsecured debt with an Achieve Pro HELOC helps borrowers save an average of nearly $600 a month².
Borrowers can access their home equity without replacing their existing first mortgage or losing their low rate.
Ready to grow your business?
Apply now or request more information. You can also reach us directly at 833-694-1847.
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