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BEST FOR JOINT DEBT CONSOLIDATION LOANS
Personal Loans
NerdWallet • May 2026
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TOP 3 CUSTOMER SATISFACTION
Home Equity Loans
LendingTree • Q3/Q4 2025
LendingTree Logo
TOP 3 CUSTOMER SATISFACTION
Personal Loans
LendingTree • 2025, Q1 2026
NerdWallet Logo
BEST FOR JOINT DEBT CONSOLIDATION LOANS
Personal Loans
NerdWallet • May 2026
LendingTree Logo
TOP 3 CUSTOMER SATISFACTION
Home Equity Loans
LendingTree • Q3/Q4 2025
LendingTree Logo
TOP 3 CUSTOMER SATISFACTION
Personal Loans
LendingTree • 2025, Q1 2026
Forbes
Money
Realtor.com
Business Insider
US News
The Wall Street Journal
Forbes
Money
Realtor.com
Business Insider
US News
The Wall Street Journal

CONSOLIDATION OPTIONS

What’s your debt amount?

Set your amount to compare solutions for you

$20,000

Non-loan option

Debt Relief

Debt Relief

No credit minimum
$368/mo

Est. monthly payment⁵

$18,500

Est. total debt to pay off⁶

49 months

Est. time to pay off debt⁷

Alert

Minimum Payments⁴

To current creditors
$728/mo

Est. monthly payment⁵

$71,324

Est. total debt to pay off⁶

375 months

Est. time to pay off debt⁷

Loan options

Personal Loans

Personal Loans

Credit score 640+
$557/mo

Est. monthly payment⁵

$33,478

Est. total debt to pay off⁶

60 months

Est. time to pay off debt⁷

Home Equity Loans

Home Loans

Credit score 600+
$230/mo

Est. monthly payment⁵

$41,485

Est. total debt to pay off⁶

180 months

Est. time to pay off debt⁷

Non-loan option

Debt Relief

Debt Relief

No credit minimum
$368/mo

Est. monthly payment⁵

$18,500

Est. total debt to pay off⁶

49 months

Est. time to pay off debt⁷

Alert

Minimum Payments⁴

To current creditors
$728/mo

Est. monthly payment⁵

$71,324

Est. total debt to pay off⁶

375 months

Est. time to pay off debt⁷

Loan options

Personal Loans

Personal Loans

Credit score 640+
$557/mo

Est. monthly payment⁵

$33,478

Est. total debt to pay off⁶

60 months

Est. time to pay off debt⁷

Home Equity Loans

Home Loans

Credit score 600+
$230/mo

Est. monthly payment⁵

$41,485

Est. total debt to pay off⁶

180 months

Est. time to pay off debt⁷

Our estimates are based on prior results, which will vary depending on your specific enrolled debt.

What sets us apart

Managing debt, made easy

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Pay off debt sooner

Get rid of debt faster than making minimum creditor payments.

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One simple payment*

Consolidate multiple debts and due dates into one fixed monthly payment.

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Save on interest

Reduce the total cost of your debt by avoiding long-term interest costs.

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Personalized solutions

Get help finding the right solution—even if it’s not one of ours.

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Guided support

Start your digital enrollment with built-in guidance, and get expert help along the way.

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Innovative tools

Stay on track with smart technology built on 20+ years of expertise.

SUCCESS STORIES

Real members. Real results.

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Wanda's Story

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Kevin's story


Consolidated $23,000 in debt 💸

“It's really a lifesaver to have one affordable deposit versus 12 credit card payments.”

–Wanda, Achieve Member

Individual results are not typical and will vary.

smarter debt SUPPORT

Your one-stop-shop for consolidating debt

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PERSONAL LOANS

Pay down debt faster

Flexible 2, 3, 4, or 5-year terms

Rate discounts available

No prepayment penalty

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HOME EQUITY LOANS

Turn equity into cash

Flexible 10, 15, 20, and 30-year terms

Lower-cost way to consolidate debt

No refinancing required

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DEBT RELIEF

Reduce what you owe

Resolve $7,500-$100,000+ in debt

We negotiate with creditors for you

Free up extra cash each month

Checking is quick, secure, and won't affect your credit score

Ready to kiss your debt goodbye?

Over 1 million members have broken up with debt—now it’s your turn.

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