The faster way to finish your debt resolution program


The fast way to finish your debt resolution program

An invite-only acceleration loan that knows you’re more than a credit score.

$3 Billion+

in acceleration loans to members


Trustpilot star rating

1.5 months

average time to finish debt resolution1


Put debt resolution on fast-forward

Speed Up Debt Resolution Icon

Speed up debt resolution

End your resolution program within a few short weeks once approved.2

Consolidate enrolled debt bottle icon

Consolidate enrolled debt

Simplify your debt with an affordable, fixed-rate consolidation loan.3

Move finances forward icon

Move finances forward

Take control of your debt and meet your financial goals sooner.


3 steps to accelerate your debt resolution program

Step 1 Acceleration Loan
Step 1 Acceleration Loan Alternative
Step 2 Acceleration Loan
Step 2 Acceleration Loan Alternative
Step 3 Acceleration Loan
Step 3 Acceleration Loan Alternative


We had Wanda’s back

“Achieve was easy to work makes you feel so good that you have someone out there that can help.”

– Wanda A., Achieve member4

Total debt consolidated


Debts consolidated


Time to debt-free

1 month

Member since


Trusted by over 1.5 million members


How does an Achieve Acceleration Loan work?

How do I qualify for an acceleration loan?

An acceleration loan is an invitation-only loan for eligible members who are currently enrolled in select debt resolution programs. To be invited to apply for a loan, you must demonstrate an ability to make consistent deposits in your debt resolution program account, in addition to other factors.

How do I apply for an acceleration loan?

Here’s how to apply for an acceleration loan:

Icon 1

Apply with a Loan Consultant

After a Loan Consultant contacts you to discuss your loan option, we will offer you a loan application and guide you through the process.

More cash each month

Get a decision in 1-3 business days

Once you complete the application and submit any required documents, we will review your application over the next 1-3 business days and determine if you qualify for a loan.

step 3
Heart hand

Review your loan offer

If you're approved, a Loan Consultant will contact you with your loan offer that has a rate and term customized to fit your financial situation.

Money Rocket

Accept your offer

Congrats! All you have to do is accept the offer to start funding your loan.

Easy button icon

Pay outstanding debt with loan

We’ll contact your debt resolution provider and work with them to accelerate your debt resolution program and consolidate your debt in 1.5 months on average after you sign the loan offer.

Why should I apply for an acceleration loan?

If approved for an acceleration loan, your Loan Consultant will help you understand how the loan works alongside your debt resolution program, and help you evaluate whether a loan is right for your situation.


There are many benefits to an acceleration loan, but here are a few:

Frame 18658


Complete your debt resolution program early

Consolidate your enrolled debt into one fixed-rate loan

Consistent monthly payment, no prepayment penalty

Stop creditor collection calls

Apply for a loan at no cost and with no obligation

Acceleration Loan FAQs

There are no penalties for paying off your loan early. And since our acceleration loans have fixed rates, your rate will never increase during the life of the loan.

Even if you have bad credit, you could be eligible for an acceleration loan. Credit score is not a major factor that we consider when deciding who is eligible for an acceleration loan. However, your commitment to your debt resolution program is an important consideration in determining eligibility to apply.

With an acceleration loan, the proceeds are provided to fund your debt resolution program and accelerate the negotiation and settlement process. After that, your debt resolution program is complete, and your payments for that program will end. Finally, you’ll begin making payments for your acceleration loan instead.

Acceleration Loan related articles

Closer Statement

At Achieve, we’re always moving you forward