The fast way to finish your debt resolution program
An invite-only acceleration loan that knows you’re more than a credit score.
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average time to finish debt resolution1
ELIGIBLE MEMBERS INVITED ONLY
Put debt resolution on fast-forward
Speed up debt resolution
End your resolution program within a few short weeks once approved.2
Consolidate enrolled debt
Simplify your debt with an affordable, fixed-rate consolidation loan.3
Move finances forward
Take control of your debt and meet your financial goals sooner.
HOW IT WORKS
3 steps to accelerate your debt resolution program
Resolve enrolled debts
If you’re approved, your loan funds are used to resolve your outstanding enrolled debts and program fees.
We had Wanda’s back
“Achieve was easy to work with...it makes you feel so good that you have someone out there that can help.”
– Wanda A., Achieve member4
Total debt consolidated
Time to debt-free
Trusted by over 1.5 million members
ACCELERATION LOAN BASICS
How do I qualify for an acceleration loan?
An acceleration loan is an invitation-only loan for eligible members who are currently enrolled in select debt resolution programs. To be invited to apply for a loan, you must demonstrate an ability to make consistent deposits in your debt resolution program account, in addition to other factors.
How do I apply for an acceleration loan?
Here’s how to apply for an acceleration loan:
Apply with a Loan Consultant
After a Loan Consultant contacts you to discuss your loan option, we will offer you a loan application and guide you through the process.
Get a decision in 1-3 business days
Once you complete the application and submit any required documents, we will review your application over the next 1-3 business days and determine if you qualify for a loan.
Review your loan offer
If you're approved, a Loan Consultant will contact you with your loan offer that has a rate and term customized to fit your financial situation.
Accept your offer
Congrats! All you have to do is accept the offer to start funding your loan.
Pay outstanding debt with loan
We’ll contact your debt resolution provider and work with them to accelerate your debt resolution program and consolidate your debt in 1.5 months on average after you sign the loan offer.
Why should I apply for an acceleration loan?
If approved for an acceleration loan, your Loan Consultant will help you understand how the loan works alongside your debt resolution program, and help you evaluate whether a loan is right for your situation.
There are many benefits to an acceleration loan, but here are a few:
Complete your debt resolution program early
Consolidate your enrolled debt into one fixed-rate loan
Consistent monthly payment, no prepayment penalty
Stop creditor collection calls
Apply for a loan at no cost and with no obligation
Acceleration Loan FAQs
Is there a prepayment penalty for an acceleration loan?
There are no penalties for paying off your loan early. And since our acceleration loans have fixed rates, your rate will never increase during the life of the loan.
Can I qualify with bad credit?
Even if you have bad credit, you could be eligible for an acceleration loan. Credit score is not a major factor that we consider when deciding who is eligible for an acceleration loan. However, your commitment to your debt resolution program is an important consideration in determining eligibility to apply.
How does an acceleration loan work when I am already enrolled in a debt resolution program?
With an acceleration loan, the proceeds are provided to fund your debt resolution program and accelerate the negotiation and settlement process. After that, your debt resolution program is complete, and your payments for that program will end. Finally, you’ll begin making payments for your acceleration loan instead.
Acceleration Loan related articles
What is an acceleration loan and how could it help you?
If you’re in a debt resolution program, an acceleration loan could help you resolve your enrolled debts even faster.Read the article
At Achieve, we’re always moving you forward