SMS Disclosures

This link and the accompanying text are an attempt by Achieve Personal Loans (“Achieve”) to collect a debt. Any information obtained will be used for that purpose.

Achieve Personal Loans is the servicer of your personal loan, which you obtained from Cross River Bank or Pathward, NA. Achieve’s address is 2114 E Rio Salado Blvd, Tempe, AZ 85281. Please call us as soon as possible to discuss your loan. You can reach us at 800-297-5879, Mon–Fri 5 AM to 6 PM.


Important Information About Your Debt

We may inform a credit bureau about a late payment, missed payment or other default on your account. This information may be reflected in your credit report.

We are required under state law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.


California Residents

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or


Massachusetts Residents

NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.


Minnesota Residents

This collection agency is licensed by the Minnesota Department of Commerce.