Author
Gina Freeman
Gina Freeman is a personal finance specialist with diverse experience as a credit systems consultant, tax accountant, bankruptcy paralegal, and mortgage loan officer. Her superpower is simplifying “boring” or intimidating topics, and her passion is helping consumers feel confident in their financial decisions.
Gina understands desperate poverty and fear and will never talk down to those who need help. She has literally been there.
“As a mortgage lender, I often spent more time teaching than selling. I found myself creating booklets, fliers, spreadsheets, and posters showing my clients how to pay less for what they need, increase their savings, improve their credit, and pay off debt. Today, I write because it’s a better way to reach more eyes and help more people.”
Areas of financial expertise
Credit scoring
Mortgages
Personal finance
Debt
Saving
Investing
Bankruptcy
Real estate
Taxes
Home services and renovation (ROI)
Education
BS Financial Management, University of Nevada
Certificate of Paralegal Studies, University of Nevada
Title
Senior writer/editor and personal finance specialist
Licenses and certifications
NMLS Mortgage Originator License #963502 (Inactive)
You should know
Gina is well-versed in personal finance topics and loves to create tutorials and guides. She also creates charts, images, and widgets and is adept at working with data and interpreting studies and news you can use for consumers. Publishers turn to her for humorous takes on serious topics and for lighter pieces like Pokemon Go insurance-related claims and bonkers bathroom fails.
Gina Freeman articles
Don’t stress about medical debt when you need healthcare now. There are many sources of help with medical bills.
Financial literacy makes your life more secure and a lot more fun. Improve your financial smarts with a few simple tips.
Know the different types of debt to save money on interest and avoid expensive mistakes.
Defaulting on a loan is serious, even if circumstances are out of your control. Here’s how to get back out of trouble.
Expand your borrowing power by understanding DTI and how to calculate it.
- …