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Gina Freeman

Gina Freeman is a personal finance specialist with diverse experience as a credit systems consultant, tax accountant, bankruptcy paralegal, and mortgage loan officer. Her superpower is simplifying “boring” or intimidating topics, and her passion is helping consumers feel confident in their financial decisions. 

Gina understands desperate poverty and fear and will never talk down to those who need help. She has literally been there. 

“As a mortgage lender, I often spent more time teaching than selling. I found myself creating booklets, fliers, spreadsheets, and posters showing my clients how to pay less for what they need, increase their savings, improve their credit, and pay off debt. Today, I write because it’s a better way to reach more eyes and help more people.”

Areas of financial expertise

  • Credit scoring

  • Mortgages

  • Personal finance

  • Debt

  • Saving

  • Investing

  • Bankruptcy

  • Real estate

  • Taxes

  • Home services and renovation (ROI)


  • BS Financial Management, University of Nevada

  • Certificate of Paralegal Studies, University of Nevada


Senior writer/editor and personal finance specialist

Licenses and certifications

NMLS Mortgage Originator License #963502 (Inactive)

You should know

Gina is well-versed in personal finance topics and loves to create tutorials and guides. She also creates charts, images, and widgets and is adept at working with data and interpreting studies and news you can use for consumers. Publishers turn to her for humorous takes on serious topics and for lighter pieces like Pokemon Go insurance-related claims and bonkers bathroom fails.

Gina Freeman articles

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At Achieve, it’s not what we stand for, it’s who.