Debt Basics

What is a payday loan and how does it work?

Would you take out a loan with a 400% APR? Payday loans often charge that much or more. Here’s the scoop.

Debt Basics

Managing your student loan debt: strategies for success

Understand income-driven student loan repayment plans and how to qualify for student loan forgiveness.

Debt Basics

Borrowing with backup: secured debt explained

Putting something valuable on the line for a debt could help you qualify for a loan and lower your costs. Find out how.

Debt Basics

Practical solutions for overcoming tax debt

The IRS offers ways to handle tax debt, even if you can’t pay it all by the deadline. Read about your options here.

Debt Basics

Mastering mortgage debt: strategies for home loan upkeep

A mortgage could help you build wealth and live a better life. There are ways to manage it during life’s ups and downs.

Debt Basics

Is buy now, pay later too good to be true?

Buy now, pay later (BNPL) services are convenient but come with fees if not managed properly. Learn how BNPL works.

Debt Basics

What is a Debt Fit™ Score? It’s not your credit score—11 factors for healthy debt

Making sense of your debt and financial situation can be hard. The new Debt Fit Score could help. Learn how it works.

Debt Basics

Title loan pros and cons: Everything you need to know before you borrow

Title loans tend to be expensive and risky. Learn how they work and what else you could do if you’re crunched for cash.

Debt Basics

Credit card debt: what to know and how to stay in charge

Credit card debt can be anything from convenient to crushing. We’ll show you how it works and how to manage it.

Debt Basics

Cease and desist letter: Your weapon against unwanted contact from debt collectors

Hounded by debt collectors? Control how and when they can contact you with this simple cease and desist letter.