Author

Rebecca Lake

Rebecca Lake is a certified educator in personal finance and money expert who's committed to helping people master the basics of budgeting, credit, and debt. She's spent more than a decade writing about money, a journey that was motivated by her personal struggle to pay off more than $100,000 in consumer debt. 

As a single mother to two teens, Rebecca has used what she's learned about money to become debt-free while building a seven-figure net worth. She's passionate about teaching others to make the most of their money so they can eliminate financial stress and live a richer life. 

“Money is a tool and the more time you're willing to spend learning about it, the more successfully you'll be able to wield it."

Areas of financial expertise

  • Credit and debt

  • Mortgages

  • Loans

  • Credit cards

  • Student loans

  • Life insurance

  • Small business

  • Budgeting

  • Financial planning

  • Investing

Education

  • Bachelor's Degree, Political Science, University of South Carolina

  • Master's Degree, Criminal Justice, Charleston Southern University

Title

Senior writer and debt expert

Licenses and certifications

Certified Educator in Personal Finance (CEPF), Center for Financial Certification

You should know

When she's not writing about personal finance, Rebecca is busy homeschooling her two kids, running a successful Etsy shop with her teenage daughter, and traveling. She hopes to retire early in order to have more time for her passion projects, which include maintaining her personal finance blog and writing books about money.

Rebecca Lake articles

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When debt is a challenge to manage, consolidation could offer relief.

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If you owe $5,000 in debt, a small consolidation loan could help you pay it off faster and save money on interest.

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Debt consolidation could offer a way out of debt and toward a better credit standing.

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HELOCs and home equity loans are both mortgages. So what’s the difference? Find out here.

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Losing a loved one can take a toll emotionally and create financial stress if you're inheriting their debt.