SOC-1150_2024_08_12_LCM Thrifting Blog Story_V1-R1_1280x720_06.png

Everyday Finances

How to shop smart and save big on thrifting

Aug 16, 2024

Madison-VonSosen.jpg

Written by

kim-rotter.jpg

Reviewed by

SOC-1150_2024_08_12_LCM Thrifting Blog Story_V1-R1_1280x720_03.png

1. Plan your thrifting trips

  • Set a budget: Decide how much you’re willing to spend before you go thrifting. A good budget helps you stay focused and prevents impulse buys that can add up quickly.

  • Create a list: Make a list of items you need or are specifically looking for. While you may come across unexpected gems, having a list keeps your thrifting targeted and efficient.

  • Research stores: Not all thrift stores are the same. Some may specialize in certain items, like clothing or furniture. Research stores in your area to find those that align with your needs.

SOC-1150_2024_08_12_LCM Thrifting Blog Story_V1-R1_1280x720_02.png

2. Shop strategically

  • Visit often: Thrift stores restock regularly, so frequent visits increase your chances of finding great deals. Try visiting on different days and times to catch new arrivals. Remember to be patient and wait to purchase until you find something you love. 

  • Shop off-season: Whether it’s thrift stores or one of your favorite retail stores, look for seasonal items off-season. For example, buy winter coats in the summer and swimsuits in the winter to get the best deals.

  • Check for discounts: Many thrift stores offer additional discounts on certain days or for specific groups, like students or seniors. Sign up for newsletters or follow the stores on social media to stay informed about special promotions.

SOC-1150_2024_08_12_LCM Thrifting Blog Story_V1-R1_1280x720_05.png

3. Be patient and creative

  • Take your time: Thrifting isn't a rushed activity. Take your time to sift through racks and shelves. The best finds often require a bit of digging.

  • Visit multiple stores: Don’t limit yourself to just one store. Different stores have different things, so visiting specific places may increase your chances of finding what you’re looking for. 

  • Think creatively: Consider how you can repurpose or upcycle items. Sometimes a fresh coat of paint or minor alterations can transform a thrifted item into something perfect for your needs.

SOC-1150_2024_08_12_LCM Thrifting Blog Story_V1-R1_1280x720_04.png

4. Donate and sell

  • Sell unwanted items: Consider selling items that are in good condition but no longer serve you. This can offset the cost of your thrift purchases and help you budget like a boss

  • Trade items: Some thrift stores will give you store credit in exchange for gently used items.

  • Donate items: Keep the cycle going by donating items you no longer need. This not only supports the thrift store but also makes room for new finds in your home.

SOC-1150_2024_08_12_LCM Thrifting Blog Story_V1-R1_1280x720_01.png

5. Join thrifting communities

  • Join thrifting pages: Websites like Facebook have local online groups you can join where people post items they’re selling or just giving away. People post new items every day, so there's always something new to discover.  

  • Follow thrifting blogs and forums: Many thrifters share tips and highlight great finds online. Joining these communities can provide valuable insights and inspiration.

  • Attend thrift events: Look for local thrift events, like pop-up shops or flea markets. These events often feature curated selections and unique items.

 

Thrifting is more than just a way to save money; it’s a lifestyle choice that promotes sustainability, supports local communities, and allows for creative expression. By following these tips and keeping an open mind, you can make thrifting a fun and rewarding experience. So next time you’re looking for something new, consider giving thrifting a try—you might just uncover your next favorite find and some unexpected savings.

Author Information

Madison-VonSosen.jpg

Written by

Madison works as a Marketing Copywriter on Achieve's Growth Creative team. She creates content across multiple platforms, including crafting emails and blogs.

kim-rotter.jpg

Reviewed by

Kimberly is Achieve’s senior editor. She is a financial counselor accredited by the Association for Financial Counseling & Planning Education®, and a mortgage expert for The Motley Fool. She owns and manages a 350-writer content agency.

Related Articles

8.jpg

Everyday Finances

Spoiler alert: APR is just how much your loan costs for a year. Find out here how it differs from your interest rate.

2.jpg

Everyday Finances

Meta description: A home equity loan could turn your home’s value into money you can spend to improve your life. Find out how.

Jackie Lam

Author

7.jpg

Everyday Finances

If you’re looking to borrow money, it helps to know the difference between unsecured debt and secured debt, Learn more here.

Jackie Lam

Author

Achieve Logomark

Achieve is the leader in digital personal finance, built to help everyday people move forward on the path to a better financial future.

Footer Trust Pilot Marker

TrustScore 4.8/5

Footer BBB Marker

.

Personal loans are available through our affiliate Achieve Personal Loans (NMLS ID #227977), originated by Cross River Bank, a New Jersey State Chartered Commercial Bank, Equal Housing Lender. Loan applications are subject to credit review, underwriting criteria, and approval. Loans are not available in all states and available loan terms/fees may vary by state. Loan amounts range from $5,000 to $50,000. For loans $35,000+ must have a minimum 660 credit score. APRs range from 8.99% to 29.99% and include applicable origination fees that vary from 1.99% to 6.99%. Repayment periods range from 24 to 60 months. Example loan: four-year $20,000 loan with an origination fee of 6.99%, a rate of 15.49%, and corresponding APR of 19.54%, would have an estimated monthly payment of $561.60 and a total cost of $26,956.80. To qualify for a 8.99% APR loan, a borrower will need excellent credit, a loan amount less than $12,000.00, and a term of 24 months. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to pay off qualifying existing debt directly; or showing proof of sufficient retirement savings, could help you also qualify for lower rates. Funding time periods are estimates and can vary for each loan request. Same day decisions assume a completed application with all required supporting documentation submitted early enough on a day that our offices are open. Achieve Personal Loans hours are Monday-Friday 6am-8pm MST, and Saturday-Sunday 7am-4pm MST. $6,000 savings: Average savings claim for personal loans are based on 2023 data for 2, 3, and 4-year terms on funded debt consolidation loans for $21,600. Savings will vary based on several factors, subject to credit approval and other conditions. Any savings will be reflected in the offer.

Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Monthly savings claim is based on average monthly debt savings from originated loans for 2023. Monthly savings varies based on each loan situation and can be more or less than $800.

Affiliated Business Arrangement Disclosure: Achieve.com (NMLS #138464) and Achieve Loans are both wholly owned subsidiaries of Achieve Company. Because of this relationship, your referral to Achieve Loans may provide Achieve.com a financial or other benefit. Where permitted by applicable state law, Achieve Loans charges: 1) an origination fee of 3.50%, and 2) an underwriting fee of $725. You are NOT required to use Achieve Loans for a home equity line of credit. Please click here for the full Affiliated Business Arrangement disclosure form.

Resolution is available through our affiliate Achieve Resolution (NMLS ID # 1248929). All estimates for Achieve Resolution’s services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all Achieve Resolution clients are able to complete their program for various reasons, including their ability to save sufficient funds. Achieve Resolution does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Achieve Resolution does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Achieve Resolution’s services are not available in all states, including New Jersey, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of Achieve Resolution services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements Achieve Resolution obtained on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

This article is sponsored by Achieve. Paid advertisement, actual member of Achieve. Member’s endorsement is a paid testimonial. Individual results are not typical and results will vary.

© 2024 Achieve.com. All rights reserved. NMLS #138464