Debt Resolution

Leave debt behind, so you can move forward

Get rid of your debt and free up your cash flow without a loan or great credit.

How much debt do you have?

$0

Dedicated to resolving your debt: 1

1 million+

Enrolled members

24-48 months

Average program

$18 billion+

Debt resolved

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Debt Resolution Hero Image Mobile

Debt Resolution

Leave debt behind, so you can move forward

How much debt do you have?

$0

Dedicated to resolving your debt: 1

1 million+

Enrolled members

24-48 months

Average program

$18 billion+

Debt resolved

Get rid of your debt and free up your cash flow without a loan or great credit.

How the resolution program works for you

A free debt assessment

A free debt assessment

A personalized plan that works for you.

More cash each month

More cash each month

Your one monthly payment could be lower than your current monthly minimums.

Your debt is done

Your debt is done

Experts deal with your creditors for you. All you need to do is stick to your plan.

A clear path out of debt

Sometimes, all you need is a plan

Proven results, delivered by a team of experts

Fast results

Fast results

More than 60% of members get their first account resolved within three months.

Program guarantee

Program guarantee

Your program is designed to help you succeed. Learn more

Personalized service

Personalized service

On the phone, or on your online dashboard, here for you.

Explore how much you could save with Achieve5

Here’s your estimated debt summary based on your credit card balance:
Current
Est. monthly payment
$750
$540
Est. total debt cost
$53,000
$20,000
Your estimated savings could be $210/month
Don't Wait!
If you wait 3 months, you are estimated to pay $2,300 more in total debt, and $57 more each month to get rid of your debt.Explore debt solutions

Debt Resolution articles

View all debt resolution articles

What you should know

What is resolution through Achieve?

Resolution through Achieve is a proven program where a team of experts work with creditors on your behalf to reduce the amount you owe. This allows you to pay off debts faster than making minimum monthly payments and keeps more money in your pocket.1

Get help with credit cards, medical bills, personal loans, and many other types of unsecured debt.1

Depending on your existing credit score, you will likely see your credit score drop during the program. However, a key factor that drives a credit score is debt-to-income ratio. As your debts are resolved, your total debt should decrease, thereby improving your debt-to-income ratio.1

The program guarantee means that if your total program cost and fees are more than the amount of debt you enroll, you can get a refund of the difference, up to 100% of collected fees. Limitations apply.1

Program fees range between 15-25% of the amount of enrolled debt to be resolved. Rates may vary depending on your state of residence.1

EXPLORE YOUR OPTIONS

Pay debt fast with other debt solutions

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Personal Loans

Customize your loan2

  • $5,000-$50,000 fixed-rate loans

  • Flexible 2, 3, 4, or 5-year terms

  • Personalized rate discounts

  • HELO Product Card Icon

    Home equity loans

    Pay debt with equity3

  • $15,000-$150,000 fixed-rate loans

  • Flexible 10 or 15-year terms

  • Guaranteed savings for debt consolidation

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    Find your fit

    Explore your best solution

  • Find a solution to fit your budget

  • Pay down debt in 2-15 years

  • Resolve or pay debt on your terms

  • At Achieve, it’s not what we stand for, it’s who.

    Achieve customer - Woman smiling about the personal service they received