Leave debt behind, so you can move forward
Get rid of your debt and free up your cash flow without a loan or great credit.
How the resolution program works for you
A free debt assessment
A personalized plan that works for you.
More cash each month
Your one monthly payment could be lower than your current monthly minimums.
Your debt is done
Experts deal with your creditors for you. All you need to do is stick to your plan.
A clear path out of debt
Sometimes, all you need is a plan
Proven results, delivered by a team of experts
Fast results
More than 60% of members get their first account resolved within three months.
Program guarantee
Your program is designed to help you succeed. Learn more
Personalized service
On the phone, or on your online dashboard, here for you.
Real people, real progress
“Once I got started in this program, I felt that I finally found a path to the end of my debt. I finally could see a light at the end of the tunnel.”
— Melissa N., member since 2016 4
Real people, real progress
“I had two years left to retire and I had $60,000 of debt. (Now) I’m debt free, finally retired, and I don’t have all that over my head.”
— Luis M., member since 2019 4
Real people, real progress
“I was able to make one easy payment every single month instead of trying to deal with each company. It was customized based on what I could afford, and just an extremely easy process."
— Kevin C., member since 2017 4
What you should know
What types of debt can I resolve?
Get help with credit cards, medical bills, personal loans, and many other types of unsecured debt.1
Does the program affect my credit?
Depending on your existing credit score, you will likely see your credit score drop during the program. However, a key factor that drives a credit score is debt-to-income ratio. As your debts are resolved, your total debt should decrease, thereby improving your debt-to-income ratio.1
What is the program guarantee?
The program guarantee means that if your total program cost and fees are more than the amount of debt you enroll, you can get a refund of the difference, up to 100% of collected fees. Limitations apply.1
What is the program cost?
Program fees range between 15-25% of the amount of enrolled debt to be resolved. Rates may vary depending on your state of residence.1
Still poking around?
Check out our other solutions and see what’s best for you.
Personal(ized) loans
Get up to $50K to consolidate debt, make home improvements, fund big purchases, and more. 2
Built for homeowners
Pay off high-interest debt with a low fixed-rate home equity loan up to $150k. 3
Explore your options
Get a full picture of your options so you can decide what’s best for you.
Built around your life, your needs, your goals.
Dedicated to being here for you
That’s what we’ve been committed to since 2002.
A coast-to-coast team
We’re financial experts passionate about helping people.
A vision of a brighter tomorrow
Our founders started this company to serve hardworking everyday people.
