4 lesser-known ways to increase your income

It’s never too late to improve your financial situation. Having more money can be life-changing and make for a more comfortable life. It could allow you to pay off debt, prioritize memorable experiences with loved ones, and even feel happier and less stressed. Hitting your financial goals becomes easier as you make more money. It follows naturally that finding ways to increase your income is a smart tactic. 

Ready to boost your income so you can get out of debt and improve your financial health? Here are a few ideas we like. 

1. Get a roommate 

If you're struggling to afford your bills while paying off debt and have extra room in your house, you may want to get a roommate. Renting out space in your home is one way to reduce your housing costs. By lowering your expenses, you may be able to reach your debt payoff goals sooner. 

Ready to get a housemate? Take care when searching for a potential match. You want to feel comfortable sharing a space with them, especially if you don't know them well. 

Here are some tips for best success during your roommate search: 

• Be clear about what you're looking for in a roommate.

• Ask questions, like why they’re moving, what their schedule is like, if they have pets, and whether they plan to have guests over.

• Spend time together before committing to an agreement.

• Ask your network if they know anyone who is looking for a place.

• Look for leads in local rental and roommate search groups.

Pro tip: You could negotiate some bills to reduce your living expenses even more. 

2. Increase your income while hanging with local furry friends 

Pet sitting could provide a fun way to increase your earnings, especially if you love animals. People in your community may need help caring for their pets while they're out of town for work or vacation. Some pet owners need someone to walk their dogs while away from home for long hours. 

One way to find pet-sitting and dog-walking gigs is to use mobile apps like Rover and Wag. But keep in mind that the service provider will take a cut of your earnings. 

You could also consider using social media to advertise your services in local community groups. Those who are interested could reach out directly for more information. Once you have satisfied clients, word-of-mouth recommendations could help you earn more. 

Related: How to get out of debt on a low income 

3. Get paid to help businesses improve their websites 

Another way to earn money is by becoming a paid user tester. Businesses need help improving their website user experience and online visibility so that customers can find the information they need quickly. 

Some companies work with user testing agencies to collect feedback about their websites and mobile apps. And guess what? User testing companies hire people like you to provide this feedback. Yes, you can actually get paid to share your thoughts as a website tester. This can be a fun way to earn extra income without leaving your home. 

Here's how it works: While recording your screen and voice, you'll be asked to browse websites and give verbal feedback. You'll discuss your experience and any problems that you find. You'll also give suggestions that might make it easier to browse a particular website. 

To be a website tester, you must have a device with a microphone and internet access. Some tests can be done on a computer or laptop, and others can be done on a mobile phone or tablet. 

Testing availability can vary, and you may not be selected for every test opportunity. Payment rates vary, but you might earn $5 to $10 for about 10 to 15 minutes of work. Most companies send payments via PayPal. 

Here are some companies that hire website user tests: 

• Respondent 

• Userbrain 

• UserTesting

Related: 12 practical money management tips 

4. Earn extra money by helping your neighbors 

Here's another idea of how to increase your income. You can get paid to help people in your community with small projects and tasks. Life gets busy, and some people are willing to pay others to help them get more done. 

Take time to consider your skills and what tasks you enjoy doing most. Then offer these services to people in your community.

Here are some duties that you may be able to assist others with:

• Yard work

• Running errands 

• Driving elderly neighbors to medical appointments

• Decluttering and organizing 

You can advertise your services through social media by posting in community groups. Another way to find clients who need help is by hanging fliers in libraries, community centers, coffee shops, and cafes. Every extra dollar you earn can make a difference. 

Increasing your income could help you improve your finances 

If you’re feeling stressed about money, please know you're not alone. Remember: It’s not too late to improve your current financial situation. 

Your continued efforts are worth it—so don’t give up. One way you can improve your financial health is by boosting your income without spending money. The more money you bring in, the easier it'll be to pay down debt faster. 

If you need help staying motivated, consider asking a close friend or family member to be an accountability partner. You can also download Achieve's free budgeting app to manage your money so you can maximize your extra income.