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Home equity loans and HELOCs to learn about these unique loan options just for homeowners.

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Home Equity Loans

How does a HELOC work?

Did you know you may be sitting on the money you need for a special project? Here's how you can access it with a HELOC.

Dana George

Home Equity Loans

What are the requirements for a home equity loan?

Thanks to the equity you've built, your home may be an excellent source of cash. Here's what it takes to access it.

Natasha Etzel

Home Equity Loans

What is a home equity loan?

Your home could be the key to financing your dreams. Meet the home equity loan.

Ben Gran

Ben Gran

Author

Home Equity Loans

Second mortgage vs. home equity loan: what's the difference?

Second mortgage or home equity loan: the financial plot twist where your home plays the hero in your cash crunch saga.

Kailey Hagen, CFP®

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Home Equity Loans

Do you need an appraisal for a HELOC?

Most HELOCs require an appraisal, but it might not be in-person, and it might not cost you a thing. Here’s how it works.

Home Equity Loans

Can I open a HELOC if I plan to move in a year?

You’ve built something valuable that could help you meet today’s needs and tomorrow’s vision: your home equity.

Home Equity Loans

Using a HELOC to buy a second home

Could your house buy you a condo? Maybe. Learn more about using a HELOC to buy another property.

Home Equity Loans

Can I still get a home equity loan if I have student loans?

A student loan isn’t a wall between you and a home equity loan. It’s just one piece of the puzzle.

Home Equity Loans

Why was my HELOC application denied even with good credit?

Good credit is a good start, but HELOC approval depends on a few more factors.

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Home Equity Loans

How to unlock your home's potential with a $300,000 fixed-rate HELOC

Looking for the money to make your dream a reality? The equity in your home may be the ticket.

Home Equity Loans

Fund your future with a 30-year HELOC: Benefits, risks and how to apply

You've got some big financial goals, and if you need cash to reach them, a 30-year HELOC could make it happen.

Home Equity Loans

Can I get a HELOC without telling my mortgage lender?

A HELOC could put cash in your hands, and you don't need your mortgage lender's permission to apply.

Home Equity Loans

Why the 20-year home equity loan works

A 20-year home equity loan: The sweet spot between ambitious dreams and affordable payments.

Home Equity Loans

Will a HELOC make it harder to refinance?

A home equity line of credit can add a wrinkle to the refinance process, but there's a way to smooth the path.